Bank Financing
Bank Financing Services
Need money to grow your business?
Requesting a business loan without adequate preparation sends a clear message to the lender: High Risk! Therefore, it pays to be prepared and organized in your approach to financing.
Put your best foot forward by allowing us to prepare a winning loan proposal for you. Our proposals have a high likelihood of success because they’re created from the lender’s perspective.
You get the money you need because we know exactly what banks want to see. Even more importantly, we know how to prove to them that you’ll be able to pay them back.
Loan Proposals
Our winning loan proposals come complete with:
- Executive Summary: Where we concisely state the purpose of the loan, the exact amount of money required, an explanation of what the loan will be used for, and why it’s needed.
- Pro-forma Cash Budgets and Financial Statements: We use your data and underlying assumptions to prepare information that your banker can easily read and buy into.
- Owners’ Personal Financial Statements: We make copies of the last 3 years of personal tax returns for the bank, as well as identify the collateral being pledged as security for the loan.
- Representation: We help substantiate your financial needs/position to your banker in person.
Get in touch with us!
Achieving long-term financial health requires the guidance of experienced experts. Founded in 1926, T. E. Lott & Company has proudly helped business owners from a number of unique industries develop appropriate business strategies that allow them to achieve sustainable growth and future financial stability.